Wondering what not to say to the insurance adjuster? Don’t tell an insurance adjuster that you’re not hurt, that you’re at fault, that you want to provide them with full details, that you’re willing to make a statement on the record, or that you agree to an initial offer.
Have a Las Vegas personal injury lawyer from H&P Law advise you on what not to say to an insurance adjuster.
Don’t Tell an Insurance Adjuster That You’re Feeling Fine
As far as what not to say to an insurance adjuster, don’t give them any indication that you’re OK. Sometimes, adrenaline can mask injuries from an auto accident or other serious incidents. If you don’t get a medical evaluation, symptoms can develop later, and you may not be able to recover compensation for those medical bills from the liable party’s insurer.
Meanwhile, telling an insurance adjuster you don’t feel any injury symptoms can prompt them to deny a medical claims letter you submit later. If this happens, it helps to have the legal team at H&P Law on your side.
The attorneys of H&P Law have more than 60 years of combined experience. In addition, our team has earned many positive client testimonials. We are ready to help you pursue compensation for your accident injuries from an at-fault party’s insurance company. To get started, request a free case consultation.
Don’t Accept Responsibility for the Harm You’ve Suffered Due to Someone Else’s Negligence
If an insurance adjuster asks you whether you’re responsible for your injuries, don’t say anything that implies liability. Remember, what you say to an insurance adjuster matters. Rather than risk saying something that an adjuster will interpret as accepting liability, it is better not to say anything at all.
At H&P Law, we know the things that insurance companies do to try to reduce personal injury payments. We can advise you on the things not to say to an insurance adjuster. Along with this, we can engage with an adjuster on your behalf and keep you updated as we do.
If you want to sue someone for injuries, you generally have two years to do so, per Nevada Revised Statutes (NRS) 11.190. Our attorneys can file your lawsuit under Nevada law and work hard to prove negligence and recover damages.
Be Concise When You Speak with an Insurance Adjuster and Describe What Happened That Led to Your Injuries
Among what you shouldn’t say to an insurance adjuster is going into extensive detail about your injuries and how they occurred. Ultimately, if an insurance adjuster asks you a question, provide a direct answer whenever feasible. Otherwise, if you say too much, you risk giving out information that can compromise your case for compensation.
The H&P Law team is dedicated to getting our clients the optimal case results. We can give you insights on how to respond to an insurance adjuster who reaches out to ask you questions regarding your injuries. In many instances, we’ll discuss our clients’ claims on their behalf, so you won’t necessarily have to discuss your case with an adjuster.
Before we engage with insurance adjusters, we can calculate your personal injury settlement value. We want you to recover compensatory damages for your medical bills, lost wages, pain and suffering, and other losses. If you don’t get an insurance settlement offer that you feel is fair, we’re prepared to help you file a lawsuit and bring your case to trial.
Don’t Agree to Give an Insurance Adjuster a Recorded Statement
A key thing not to do with an insurance adjuster is to discuss your claim on the record. If you do, the adjuster can use this as an opportunity to pressure you to accept some or full blame for your injuries. At this point, your claim can be denied, and you can be responsible for your injury-related losses.
If your insurance claim has been denied, keep in mind that you have access to legal help. The personal injury lawyers at H&P Law can evaluate your case. In your circumstances, we can help you take appropriate measures to contest your denial.
We want to determine whether your claim was denied in bad faith. If so, we can guide you through the process of disputing the original decision. We can also gather evidence that helps disprove your insurer’s argument.
Resist the Urge to Accept an Initial Settlement Offer
Ideally, one of the things you will not say to an insurance adjuster is “yes” to an initial settlement offer. This proposal can appear reasonable at first glance. Regardless, it’s possible that you’ll wind up approving an offer worth less than what you’ve incurred in losses.
The personal injury attorneys at H&P Law can assess an insurance settlement proposal with you. Because we know your case’s potential value, we can help you evaluate a settlement offer from multiple angles and make an informed decision.
If you get a lowball settlement offer, we can negotiate an agreement with an insurance adjuster. We can provide frequent updates throughout settlement negotiations. At the same time, we will treat your case as if we will go to trial. That way, if a trial is needed, we can argue your case in court and explain to a judge or jury why you deserve damages.
Learn More About What You Shouldn’t Say to Insurance Adjusters
H&P Law is a Nevada personal injury law firm that has recovered over $100 million in compensation for our clients.
We can teach you about what not to say to insurance adjusters and other legal topics that apply to your situation. Plus, we can assist you with your personal injury claim or lawsuit. For more information, schedule a free case consultation.
