Motorcycle accidents are already devastating enough. You may have suffered serious injuries, and you may be dealing with the aftermath that impacts your physical and mental health. However, you may have also discovered that the at-fault party was not insured.
The good news is that you do not have to accept the costs of your recovery out of pocket. Even if the other driver was uninsured, you may still have grounds to take action with the aid of a Las Vegas motorcycle accident lawyer.
If you are struck by a motorcyclist as a car driver or a fellow motorcyclist, reach out for help from a Las Vegas personal injury lawyer at H&P Law for your motor vehicle accident claim.
Your Options When Hit by an Uninsured Motorcyclist
When you are struck by an uninsured motorcyclist, you may be worried that your only option is to pay out of pocket. However, this is not true. You have alternatives to get the compensation you are due for the suffering you have experienced, including the options below.
Uninsured Motorist Coverage
If you have car insurance, you may have an opportunity to simply rely on your insurance. While Nevada is a fault state, meaning the at-fault party pays for their own negligence, your coverage may include options when relying on the other party’s insurance is not possible. In these cases, uninsured or underinsured motorcyclist coverage can protect you from a more difficult situation.
However, keep in mind that your insurance company may do what it can to protect its profits. That means you may find yourself receiving a lowball settlement, or they may try to deny your case. In these cases, you may need to speak with an attorney about your claim and what you can do to protect your finances and future.
Compensation Through a Lawsuit
If your insurer refuses or fails to compensate you appropriately, your next option is to seek compensation through a lawsuit. While a lawsuit can seem intimidating, it may be the best option possible to get the full compensation you are due. Fortunately, having an attorney on your side makes this process easier.
Following a lawsuit can take time, however, and it can be difficult to get the compensation you need from the liable party if they already do not carry insurance. It is more important than ever to take the right steps to ensure you are getting the maximum compensation possible for your case.
If you are worried about filing this case yourself, your personal injury lawyer can guide you through the process, help you gather evidence, and represent you in the courtroom to ensure you get the funds you are due.
Compensation for Injured Motorists
When you are injured by a careless, uninsured motorist or motorcyclist, you need compensation that covers the many losses you have suffered because of their negligence. Calculating these costs, however, can be complex. You may have damages that cover both the economic and non-economic science of your loss.
One of the first things you need to calculate is the financial costs of your car accident. Also known as economic damages, these financial losses should cover any monetary damages you have suffered. These bills should include both the current losses you have suffered and any future damages you will need covered, including the following damages:
- Medical expenses
- Lost wages
- Property damage
- Loss of earning capacity
- Transportation cost for medical care
You may also be due damages for the non-economic losses you have suffered, also called pain and suffering. These damages do not have a dollar value like non-economic damages, but they can still impact your life in major ways. For example, if you have suffered from severe pain because of your accident, you may be limited in certain things that once brought you joy, and that pain can impact your quality of life.
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You Need an Attorney When Hit by an Uninsured Motorcyclist
While an attorney is not legally required for a lawsuit, they can make a big difference in your claim. Not only do you likely not have experience in the courtroom, but you are also hurt and suffering. That makes it difficult to take all of the many steps you will need to take for your case.
Fortunately, your Las Vegas uninsured motorcycle accident attorney is here to help. They have the tools needed to gather evidence for all your damages, including speaking to eyewitnesses and gathering expert testimony about the injuries you have suffered. They also have the tools to help you prepare your paperwork for filing, and they can help you calculate the value of your damages, so you can be sure that you are getting the full compensation you are due for your injuries.
Most importantly, your attorney can represent you in the courtroom. It is easy to make a mistake in the courtroom, especially when you are injured and do not have the needed experience to handle your case. Fortunately, your attorney can build a strong defense, argue for your compensation, and strive for the full compensation you are due for your injuries.
Contact an Uninsured Motorcyclist Accident Attorney in Las Vegas, NV
When you have been injured by a careless motorcyclist, you may be frustrated and worried to find that they do not have insurance. That leaves you potentially paying out of pocket for the damage they caused. Fortunately, you have options to avoid paying out of pocket for someone else’s mistakes and get the complete compensation you need to overcome the serious losses you have suffered.
The legal advocates at H&P Law are here to help you find the options that are right for you when you are hurt by another person on the road. Our team can guide you through the complex legal process, whether that is filing a claim with your insurance company or seeking compensation in the courtroom. When you are injured, you do not have to fight alone for the compensation you are due.
When you are ready to speak with an uninsured motorcyclist accident lawyer in Las Vegas, NV, do not hesitate to reach out for a free consultation. We offer these consultations so that you know what to expect before you ever file. To get started on yours, simply reach out by calling or filling out our online contact form.