If you were injured in a rideshare accident on Casino Drive because your driver was distracted or speeding to meet a drop-off deadline, you may now be facing weeks of medical treatment, missed work, and intimidating medical expenses.
Unexpected incidents like these can leave you frustrated, confused, and struggling to figure out what steps to take next. Whether you are dealing with fractures, head injuries, or other trauma, if someone else is at fault, you may have the right to compensation for your damages and suffering.
At H&P Law, your highly skilled Laughlin rideshare accident lawyer has over 60 years of combined experience protecting the rights of injury victims like you.
We understand the challenges you face after a rideshare accident and are committed to holding negligent parties accountable. Contact your dedicated Laughlin car accident lawyer today to learn how we can help you pick up the pieces of your life.
Most Common Causes of Rideshare Accidents
Rideshare accidents can happen for many reasons. If you suffered an injury in a rideshare crash, identifying the cause of the accident is critical if we hope to establish liability and pursue the fair compensation you are entitled to. Some of the most common causes of rideshare accidents in Laughlin include:
- Distracted driving
- Speeding
- Fatigued driving
- Impaired driving
- Failure to yield
- Poor vehicle maintenance
- Aggressive driving
In some cases, third-party drivers or other factors, such as hazardous road conditions, may also play a role in the crash. Establishing liability in these situations can be complex, as multiple parties may share responsibility for the accident.
If you suffered injuries due to a rideshare accident, working with a Laughlin personal injury lawyer can help you identify the cause of the crash and determine the next steps for your claim.
Important Rideshare Accident Considerations
Rideshare accidents often involve unique legal and insurance challenges that can make these cases more complex than standard car accident claims. If you suffered an injury in a rideshare crash, determining which insurance policy applies depends on whether the driver was logged into the app, en route to a pickup, or actively transporting passengers. These factors often add complications to the claims process, requiring careful evaluation of liability.
Rideshare drivers are classified as independent contractors, which allows companies like Uber and Lyft to distance themselves from direct liability in the event of an accident. However, rideshare companies provide tiered insurance coverage that may supplement the driver’s personal policy, depending on the circumstances. You can learn more about how these claims impact catastrophic injuries by consulting a Laughlin catastrophic injury lawyer.
Accidents involving catastrophic injuries, such as traumatic brain injuries or spinal cord damage, often require significant medical care and long-term rehabilitation. Recovering damages in these claims involves calculating ongoing expenses, such as lost earning capacity, continued treatments, and adaptive care costs.
Your Laughlin rideshare accident attorney with H&P Law will work tirelessly to identify all liable parties and pursue compensation that addresses both current and future losses.
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How Rideshare Auto Insurance Works
When you are involved in a rideshare accident, understanding how auto insurance applies can be essential to your claim. Rideshare companies like Uber and Lyft provide varying levels of coverage based on the driver’s status at the time of the accident.
Nevada law specifies how these insurance policies interact with the rideshare driver’s personal coverage under NRS § 690B.470.
If the rideshare driver is not logged into the app, the driver’s personal insurance policy is the primary coverage for any damages. When the driver is logged in but has not accepted a ride, the rideshare company provides limited liability coverage to supplement the driver’s policy. If you suffered an injury while the driver was actively transporting a passenger or en route to pick one up, the rideshare company’s $1 million liability coverage applies.
Nevada’s statute of limitations under NRS § 11.190(4) gives you two years from the date of the accident to file a personal injury claim.
Waiting beyond this deadline can prevent you from recovering compensation for medical care, lack of income, and property damages. Our team can work to determine which insurance policies apply and pursue compensation that reflects the full extent of your losses.
Nevada Fault Insurance Laws
Nevada operates under a fault-based insurance system, which directly impacts how compensation is recovered in rideshare accident claims. If you suffered an injury, the at-fault party’s insurance is typically responsible for covering your damages, including lost income, property repairs, and healthcare costs.
Determining fault in rideshare accidents can be complex because multiple parties, including the rideshare driver, the rideshare company, and other motorists, may share responsibility.
Under NRS § 485.3091, all drivers in Nevada are required to carry minimum liability insurance coverage, which includes $25,000 for bodily injury per person, $50,000 per accident, and $20,000 for property damage.
Rideshare companies, such as Uber and Lyft, provide additional coverage depending on the driver’s status, but this coverage is secondary to the driver’s personal policy when no passenger is present. If the driver is actively transporting a passenger, the rideshare company’s $1 million liability coverage becomes the primary source of compensation.
What to Expect from the Rideshare Accident Claims Process
The rideshare accident claims process involves several steps that differ from standard car accident claims. If you suffered an injury in a rideshare accident, you need to understand how this process works, as multiple insurance policies and parties may be involved.
Here is a general overview of the steps you should take when pursuing a rideshare accident claim:
- Report the accident
- Seek medical attention
- Gather evidence
- File an insurance claim
- Negotiate with insurance companies
- Litigation
After the rideshare accident claim is finalized, the outcome will determine the compensation you receive for your losses. Settlements or trial verdicts may include compensation for immediate medical expenses, long-term treatment, property damage, and lost wages.
If you suffered significant or catastrophic injuries, ongoing costs for rehabilitation, reduced earning capacity, and pain and suffering may also be included in your final award.
Consult a Reputable Rideshare Accident Lawyer in Laughlin for Help Today
Your experienced rideshare accident attorney in Laughlin from H&P Law knows how frustrating rideshare accidents can be when multiple parties try to avoid taking responsibility for their negligent actions.
Fortunately, our team is prepared to investigate the circumstances of your accident, identify the responsible parties, and pursue the compensation you deserve. Contact our firm today through our secure contact form or by phone to schedule your free, no-obligation consultation and take back control of your life.